Disclaimer

Last updated: March 2026

1. Informational nature

The information published on kisielius.eu is general educational and planning information. It does not include personal investment recommendations or the offering of specific financial instruments, and it should not be treated as investment advice under the Lithuanian Law on Markets in Financial Instruments.

2. Certification and scope of activity

Laimonas Kisielius works as a financial adviser certified by the BFAA (Baltic Financial Advisors Association). The services provided are financial planning, financial education and independent assessment. This activity is not regulated by the Bank of Lithuania as investment activity under the MiFID II directive.

3. Not an investment recommendation

No information given on this site or during a consultation should be treated as a personal investment recommendation. Financial decisions are individual and depend on each client’s circumstances. Before making investment decisions it is advisable to consult a financial brokerage firm licensed by the Bank of Lithuania.

4. Limitation of liability

Laimonas Kisielius is not liable for any financial loss or damage arising from the use of information published on this site. All market data, return figures and projections are historical or hypothetical and do not guarantee future results.

5. Third-party links

This site may contain links to third-party websites (Cal.com, LinkedIn and others). Laimonas Kisielius is not responsible for the content or the privacy practices of those sites.

6. Contact

Questions about this disclaimer or about the advisory service: laimis@kisielius.eu | kisielius.eu